Tag

women Archives - SASDI Alliance

The importance of saving: the pillow maker in Samora, Cape Town

By FEDUP, Savings No Comments

Compiled by Carmen Cancellari (on behalf of CORC)

Through the Federation Income Generation Programme, FEDUP savers have an opportunity to establish small businesses to generate income through accessing and repaying loans. 

The financial aspect is crucial, but how can the Federation contribute to building solidarity and sharing among FEDUP business women? The experience of Patience, a resident in the informal settlement of Samora in Philippi, Cape Town, gives us some insights about the impact of FEDUP in the life of women.

My name is Patience and I live here in Samora, Philippi.  For a living I have my own business, I make pillows. Now it’s been 7 years that I have been doing this. The first time I heard about the Federation it was in 2013, and that is also when I got my first loan.

What changed after receiving the FIGP (Federation Income Generation Program) loans was mainly in relation to the stock for my business. In fact, I was able to increase stock for my business and this also resulted in the increase of my profit. This helped me at home because I was responsible for my child’s education fees, who was studying at University of Western Cape, and since I could pay for her studies, she was able to continue and she graduated last year. So this is what was important, because my intentions and priorities have always been helping her to finish school.

Even at home I was able to fix some of the things. For example I managed to extend our house, I added two rooms and I saved some of the money… if it wasn’t for the loan I can say it was almost impossible to do all of this because I did not make enough profit from my business.

My business grew already a lot but I don’t want to stop here. At the moment, I am busy saving so that I can be able to buy a container. In fact now I cannot employ someone to help me because there is no space for both of us to work. Instead, I want someone who is going to help me because making pillows is very difficult and my business really needs me to hire someone. As a result of the stock which has increased in fact, my job has also increased and this is why I need someone to help me.

With my savings I think I will be able to buy the container next year January. And I do not want to rush it and end up having debts that I will not be able to pay back…I just want to save and know that I will be able to buy it.

Savings in fact is the heart of the Federation. My business improved a lot because through the Federation I learnt a lot about saving. Nolwando, one of the Federation coordinator, always teaches us about saving on top of the loans, and this way I have learnt how to save. There were times where I did not save at all and I was using my money on useless things.

I remember when I was working in Tsusa, there was a lady working with us who used to buy meat on a regular basis. She would make three orders a week! So one day I told her, as a person who was taught how to save, that she could save the R60 that she was spending on buying meat by, for example, eating cabbage and meals that she had prepared at home!

So the federation has helped me because now I am able to save and I can also help other people. And even today that lady has not forgotten me because I really helped her.

Patience (left) with FEDUP loans facilitator, Nolwando (centre)

 

Why we save: A photo story by FEDUP Mpumalanga

By FEDUP, Savings One Comment

By Ntombikayise Promise and Emgard Msibi (on behalf of FEDUP)

This photo story (text and images) was compiled by members of a FEDUP savings scheme in Mpumalanga with the purpose of introducing how urban poor women organise themselves through savings activities. 

It all starts with our ambitious citizens uniting to form one strategic society.

FEDUP members gather for a savings meeting in Kwa-Ndebele.

FEDUP members gather for a savings meeting in Kwa-Ndebele, Mpumalanga

When we stand together, we shall conquer. We create sustainable development through people-led development. Knowledge is power! We are one!

More impressions of KwaNdebele savings meeting

More impressions of KwaNdebele savings meeting

Securing our beautiful land for the poor. Umhlaba Wethu, Izwe Lethu. Our Land, Our Country. These women together with Walter Monyela [from CORC] gathered to ask the Chief of Kwa-Ndebele permission to buy the land of KwaMhlanga-Mountain View where they aim to build one hundred houses for the poor.

Screen Shot 2016-03-28 at 2.14.04 PM

As long as we are in motion, we will get there. Our vision is SMARTSustainable, Measurable, Achievable, Realistic, and Time bound.

missionvision

Mama Madonsela speaks about being a FEDUP members in Leandra, Mpumalanga:

“It is a good experience to work with the Federation of the Urban and Rural Poor (FEDUP) because it has brought us dignity and happiness. We were able to get together as a unique group to gather information and then explore our talents. Hence we showcase our skills through the great work of art”

The vision of these FEDUP members is to develop their own initiatives by using their skills and drawing on the support of FEDUP. Not only do these members have skills for art but they also have their own garden where they plant mushrooms and strawberries. They are still in search of a market to sell these.

Screen Shot 2016-03-28 at 2.33.08 PM

Saving for the near future 

Initially the community of FEDUP did not see the value of saving, up until it was introduced to FEDUP. FEDUP in Bethal continued to grow from a small number of collectives. These women gather every Sunday afternoon to save money. Saving money makes them happy and wise enough to make good financial decisions with their lives.

Screen Shot 2016-03-28 at 2.36.47 PM

The coordinators in our savings groups play different roles. In the picture below our loan facilitator is Sbongile, our treasurer is Neliswe, Thembi organises transportation, Mainah is our secretary and Nomvula Nkosi is our programme director.

savingbethal3

Our savings groups in Bethal, Mpumalanga:

Screen Shot 2016-03-28 at 2.45.50 PM